Available Loan Products

• Choose 30, 25, 20, 15, and 10 year fixed rate loans
• Depending on credit, as little as 3% down with no monthly mortgage insurance
• Home Possible and Home Ready Programs available; income limits based on census track
• Purchase a home that needs renovation or renovate your current residence with a HomeStyle Renovation. Borrowers can get up to 50% of the proposed value to renovate the property
• DU Refi Plus and Freddie Mac Relief Programs - think your value is too low to refinance? Try the DU Refi Plus or Freddie Mac Relief Program

• FHA loans - afford borrowers with low down payments and lower credit scores the opportunity to purchase or refinance their home. We can go as low as a 580 credit score and can refinance up to 97.75% of the value of the home. We also have the ability to do 203k streamlines to get the borrower up to $35,000 to renovate the home
• USDA - did you know that most of New Jersey is eligible for Rural Housing? Up to 102% financing for qualified borrowers
• VA - eligible veteran's can obtain 100% financing with no monthly mortgage insurance